The amount is generally fifty thousand dollars ($50,000). There are two exceptions to this limitation. The first is if the judgment debtor or spouse resides in the “homestead” with another family member who has no ownership interest. The exemption amount in this situation is seventy-five thousand dollars ($75,000). The second exception is if the judgment debtor is either: 1) over sixty-five years old; 2) physically or mentally disabled; 3) a single person over 55 years old with gross annual income of less than fifteen thousand dollars ($15, 000); or 4) a married person 55 years old with gross annual income of less than twenty-five thousand dollars ($25,000). The exemption amount for any of these situations is one hundred twenty-five thousand dollars ($125,000).